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Investing Strategies That Explain Themselves

Pick your own stocks and Gringotts keeps them balanced. Or let data-driven strategies, short-term or longer-running, run fully automatically. Or anything in between, on your own brokerage account, with rules you can read and Haily to answer your questions about any of it.

Gringotts on the WebOpen the Web App Gringotts for AndroidIn Testing Gringotts for iPhoneComing Soon

In beta, by invitation: use Gringotts in your browser now, the same app as on the phone. Android is in testing, with iPhone to come.

Gringotts is an app by MobA11y, with Haily as its chat. Meet Haily

Where Your Money IsExample
$12,480.36
Seasonal Retail6 stocks
$4,243.3234%
Energy5 stocks
$3,868.9131%
Pick Xyour 3 picks
$2,620.8821%
Cashsettles the next business day
$1,747.2514%
Your buy plan for today is ready: 4 stocks, $1,600.

Your Own Picks, Full Automation, or Anything in Between

At one end, pick your own stocks and Gringotts keeps them in equal shares. At the other, Gringotts' Data-Driven Strategies choose the stocks, short-term or longer-running, and Buys Automatically places their plans without asking. Mix them however you like. Every strategy is a plain rule set you can read, with four basics you set: how much of the account it may use, its stop loss, its largest position, and when to take profit.

Your Own Picks

Pick X

Your own favorite stocks, kept in equal shares.

Held for as long as you keep them
Data-Driven

IPO Bounce

Companies new to the stock market that debuted poorly and are turning back up.

Short-term
Data-Driven

Seasonal Retail

Retailers into seasonal demand: back-to-school and the holidays.

Longer-running
Data-Driven

Energy

Energy names with clear tailwinds: seasonal gas, oil, uranium and power.

Longer-running
Data-Driven

Yearly Bounce Back

The fall's biggest losers, bought December 22 and sold after New Year's.

Short-term
Machine Learning

Collapse Filter

Skips any stock your strategies would buy that looks likely to collapse.

Works with your strategies
Build Your Own

Your Own Rules

Your own rule from 29 indicators, written with Haily and reviewed before it trades.

A Trading Day, on a Clock You Can See

Gringotts checks the market every hour it's open. What it does at each check follows the same rules every day, and every action lands in your ledger.

  1. Every hour, :35

    Check

    Every strategy rescans its stocks and re-checks the day's earlier decisions.

  2. 10:00 to 11:30 Eastern

    Buy Plan

    New money is spread across the strategies' picks. The plan waits for your approval.

  3. Any hour

    Sell by the Rules

    A stock sells when it drops off its strategy's list for long enough, or hits your stop loss or take profit.

  4. From 3:00 Eastern

    Balance

    A strategy that has grown well past its share is trimmed back, gains first.

  5. 4:00 Eastern

    Report

    The close: what happened today, with a chart. Weekly and monthly reports follow.

You're in Charge, with Two Controls

The Control Panel is on your Account page. In the phone apps, the one switch that lets Gringotts act without asking takes a deliberate full slide; on the web, you confirm it first.

Active: buys and sells by your strategies' rules.

Active
Buys and sells by your strategies' rules.
Inactive
No new buys; stocks still sell at the right time. For vacations.
Sell Now
Sells everything, then holds cash.

Off: Daily Buy Plans. Each morning's plan waits for you.

Daily Buy Plans
Each morning's plan waits for your Approve or Decline. Decline early and you can get a different plan.
Buys Automatically
Plans are placed without asking, still through every safety check.
Backtest

See How Your Strategies Would Have Done

Gringotts replays your own strategies, with your own settings, on past prices, side by side against the market as a whole (the S&P 500). Past results don't predict future ones, and the replay says what it can't see.

3 Months is included. Longer replays come with Gringotts Plus, coming soon.

Haily Explains, so You Decide

Haily is the chat in Gringotts. Ask about a strategy, a stock or your account and get facts from your own data, laid out as tables and charts. Haily never gives investment advice.

Ask About What's on Screen

Haily's button is on every tab and starts with what you're looking at.

Tips, When You Want More

A short tip by a control opens the longer explanation, only when you tap it.

Your Conversation, Kept Private

Conversations are yours alone: never shown to anyone else and never shared between apps.

Good to Know

Gringotts is made by MobA11y, a mobile company that builds simple, accessible apps for people who struggle to find truly accessible experiences in a category, starting with investing. Modern investing apps take a lot of interaction; Gringotts helps you understand and automate the work, with Haily to help where an interface falls short.

In beta, by invitation: use Gringotts in your browser now. Android is in testing, with iPhone to come.

Open the Web App